Apartment Building Owners Insurance

Business Property

You need coverage for the unexpected, whether it is theft, fire, or a windstorm. If your building is damaged or if your office contents, such as tenant leases and paperwork, are destroyed or stolen, it may be impossible to house tenants or manage their concerns. Business property insurance helps you protect the building, equipment, and loss or rents income that you rely on each day.

Business Liability

Anyone who comes into your apartment building location can file a claim or lawsuit for accidents, mistakes, or injuries involving you or your employees. When it comes to liability protection, the broader the coverage the better. Business liability insurance covers your apartment complex in case of accidents or mistakes that may occur on premises, including a slip and fall. It also helps cover the cost of your defense.

Business Crime

You need insurance coverage for your apartment building to help you with losses resulting from wrongdoing like theft, forgery, or robbery by an employee or other third party. Business crime insurance includes coverage for things like vandalism and employee dishonesty.

Building Ordinance

Building ordinance coverage applies to the increased cost to comply with a building ordinance or law when you repair or remodel the building after a natural disaster or other catastrophe.

Westrock Insurance can help you determine the type and amount of coverage you need based on your building and your business. Click here to find out how.