Personal Insurance

What is Personal Lines Insurance?

Personal lines insurance is property and casualty insurance products for individuals. Personal insurance helps protect individuals from potential losses they couldn’t afford to cover on their own and makes it possible to do things like drive a car and own a home without risking financial ruin.

There are many different types of insurance products for individuals such as:

  • Homeowners Insurance
  • Condo Insurance
  • Renters/Tenants Insurance
  • Auto & Motorcycle Insurance
  • Umbrella/ Excess liability Insurance
  • Flood Insurance
  • Recreational Vehicle/ATV/ Boat Insurance

Personal Insurance Companies do offer additional insurance discounts to help offset the cost of the insurance, the discounts listed below vary per company:

  • Green Home Discount (ECO Friendly Home)
  • Hybrid Vehicle Discount
  • Burglar Alarm credit
  • Multi-policy discount (both home and auto are packaged with same company)
  • Defensive Driving Credit
  • Drivers Education/Drivers Training credit (applicable for teen drivers)
  • Good Student Discount (applicable for drivers, up to age 24)
  • AARP discount (drivers age 50+)
  • Student Away discount (students away in school without a vehicle)
  • Paid In Full discount (credit amount varies per company)
  • Automatic Payment Plan discounts

Please contact Westrock Insurance to analyze your existing personal insurance policy(ies) to double check your coverage and offer you advice or alternate quotes.