Personal Umbrella Excess Liability Coverage

Consider this scenario: You're sued for $1 million after an auto accident or an incident on your home or property. But your insurance only covers up to $500,000 in damages. Who's responsible for the other $500,000 if you're ordered to pay it? You are — unless you have personal umbrella insurance.

A personal umbrella insurance policy covers you and your family by paying claims that exceed the liability limits of your existing auto or homeowners policy. With personal umbrella coverage, your home is safe. Your lifestyle is safe. You're safe.

The personal umbrella excess liability policy can provide:
  • Up to $10 million in coverage that extends well beyond your home and auto insurance policies
  • Personal injury coverage for claims of libel, slander, defamation of character, and more
  • Worldwide coverage for incidents that happen abroad
  • Vacation rental liability protection for boats, jet skis, scooters, and other rentals
  • Defense coverage for attorneys' fees and other legal costs

Who Needs Personal Umbrella Coverage?

Personal umbrella insurance isn't just for the wealthy. It's for everyone. That's why we offer comprehensive and affordable protection.

If you drive a motor vehicle or you own a home or condominium, you're vulnerable to legal action and large judgments. If you have an ATV, RV, boat, or motorcycle, your need for extra protection is even more important.

Let Westrock Insurance analyze your coverage needs and determine whether a personal umbrella coverage policy is right for you. Click here to find out how.